would you say that the flipped tip applies a torque to the end of the limb?
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Not exactly. This is why I said it was hard to describe, but.... in a regular straight limb, obviously the string applies the force at the tip. The most force is "felt" by the limb close to the handle due to higher leverage, right? Halfway out, the limb "feels" less force/leverage, and even less right at the tips. Everybody knows this.
Putting a recurve or reflex at the end of the limb changes the amounts (or probably more correctly, the proportions/percentages) of this "felt" applied leverage. To my eye, it applies MORE during stringing and early draw to the limb close to the handle, then shifts as the draw progresses.
With a contact recurve, the limb effectively lengthens later in the draw, right? But, really that is proportional to the "original" limb length. What I mean is, if I have a 64" straight bow and a 64" recurved bow, the recurve bow doesn't END it's draw longer, it begins the draw as a shorter bow.
So, say the recurve takes effectively 2" out of the braced bow length. As a proportion of the total, slightly shorter limb applies LESS leverage at the limb base than before, but the midlimb feels a LOT less.....at first. Then, when the limb effectively lengthens later in the draw, the BOW is still getting shorter, but less dramatically because of the recurve. The recurved tip thus continues to apply good leverage to the limb base, and BETTER leverage to the midlimb than early in the draw. This is where the F/D benefits and lower "stacking" come in to play. Non-contact recurves and R/D bows share this benefit, just less so and at lower angles.
The trade-off is of course then that the midlimbs need to be able to handle that extra strain, which is why I and most guys leave the limbs wider out past mid-limb. The recurve can have excessive mass, too and vibration needs to be managed. This is why (I believe) that my best recurves are short and stout. I've seen a lot of new guys try to put huge recurves on a long bow and it's a really tough job.
My best shooting bows have always been R/D lam bows with skinny tips, and 64" or so deflex-recurves with pretty big recurves only extending a couple inches ahead of the handle at most, WITH string bridges.